What ERS delivers today, where its limits are, and what it will never claim.
If you are evaluating this platform, start here.
All operational. All updating daily.
| Fiduciary Stock Navigator |
Loss Indicator |
Price Risk Indicator |
| 4 Dimensions of Risk |
Valuation Metric 1 |
eLiquidity |
| eStrength | eDurability | eValuation |
Each one is built on financial statement analysis and quantitative modeling applied to 25 years of historical market data. The inputs are objective: SEC filings — income statement, balance sheet, cash flow — plus market price history. No analyst forecasts. No estimates. No subjective adjustments.
Coverage spans the full universe of U.S. and Canadian listed stocks.
The methodology has been tested across 25 years of market history.
The 25-year FSN backtest study shows monotonic precision across every grade — higher grades consistently delivered higher returns, lower grades consistently delivered lower returns, across 433,500 rating samples. The Loss Indicator flagged 91% of bankruptcies at the Distressed or Condemned level two years before failure, across a study of 200 companies. The 4D rating has been studied across multiple bear market periods and consistently identified which stocks would suffer the most severe losses.
These are not curated examples. They are the full dataset results.
Zero conflicts of interest. Not reduced — zero. No investment banking fees. No advertising revenue from funds. No funds, ETFs, or managed accounts to sell. No distribution deals. Revenue comes exclusively from subscribers. The rating is the product. There is no adjacent business that could benefit from a favorable score.
Viewable on the platform, rebalanced quarterly. There are also stock lists (idea lists rather than portfolios) that are recalculated monthly.
Forward valuation analysis on any stock, fully functional. It is also complex — this is a professional-grade analytical tool built for advisors who want to see the arithmetic, not a simplified dashboard that hides it.
Upload your own holdings and receive risk scores across all nine proprietary risk ratings. See exactly where risk is concentrated — by rating, by sector, by metric.
The Small-Cap Growth portfolio currently holds 11 stocks, not its target of 25. The reason is straightforward — only 11 stocks met the selection criteria. Positions will be added as qualifying stocks are identified. ERS does not fill a portfolio to reach a round number.
These are capabilities that do not exist on the platform today. ERS could omit this section and you might not notice for months. We would rather you know now.
The ratings are produced by quantitative models applied to financial statement data. AI is a capability ERS intends to develop as resources allow, but it is not part of the current system. When it is, you will hear about it. Until then, you will not.
The 25-year backtest validates the methodology's directional logic — the same models, applied to the same data inputs, across two and a half decades of market history. But the live portfolios are young, and ERS will not present a short live track record as though it carries the same weight as 25 years of backtested data.
Every ERS rating is date-stamped and recorded in the database with the date on which it was calculable from public financial statement data. That historical record exists. What does not yet exist is a button a subscriber can push to generate a formatted document showing every rating for every position in a portfolio as of a specific date. The underlying data is there and is retrievable. The subscriber-facing report generation tool is not yet built. ERS will describe this capability as available when a subscriber can actually use it.
ERS does not manage money, does not execute trades, and does not provide individualized investment advice. The ratings are inputs to a fiduciary's own decision-making process — documented, quantitative inputs, but inputs nonetheless. The investment decision is yours.
It measures the statistical probability and magnitude of future price changes based on historical patterns. There is a difference between prediction and probability measurement. Prediction says what will happen. Probability measurement says what has happened, with what frequency, under what conditions, and lets the arithmetic speak for itself. ERS insists on that distinction.
No advertising revenue, product placement fees, or distribution payments from any company whose stock it rates. This is not a policy that could be revised under commercial pressure. It is the structural foundation of the entire business. The moment an outside party can benefit financially from a rating, the rating is compromised. ERS is built so that cannot happen.
ERS has publicly offered to submit any two of its nine ratings to McKinsey, PwC, or Deloitte for independent verification under NDA. The methodology is rigorous enough to survive that scrutiny, and ERS is willing to prove it.
Nine stock risk ratings. 25 years of data. A platform built for fiduciaries who want the arithmetic before they make the decision. No conflicts. No inflated claims. No features described as available until you can use them.
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