25 years of validation. 433,500 ratings.
Monotonic precision across every grade.
This isn't marketing—it's mathematics.
The Proof™
Our Fiduciary Stock Navigator™ rating was applied retrospectively across 25 years (12/31/2000 to 12/31/2025). The pattern is perfect: higher grades consistently delivered higher returns.
433,500 samples • Zero survivorship bias
Monotonic precision: Returns decrease consistently as grades decrease. A+ outperforms A, A outperforms B, and so on through F. This isn't curve-fitting—it's statistical proof that our ratings capture real risk-return relationships across market cycles.
The Proof™
2,619 companies analyzed • All returns negative
The takeaway: F-rated stocks lost 33.8%—nearly double the S&P 500's 18.1% decline.
Our ratings identified which companies would suffer most in a downturn before the losses occurred.
The Proof™
We analyzed 200 companies that were delisted due to bankruptcy.
What were their Loss Indicator™ ratings two years before failure?
200 companies that filed for bankruptcy or were delisted
of bankruptcies were rated DISTRESSED or CONDEMNED
two years before failure
The Proof™
A portfolio constructed using our ratings methodology, tracked from 12/31/1999 to 12/31/2024.
Robo Technology for Large Financial Institutions
Designed for: Insurance companies, banks, mutual fund families
Past performance is not indicative of future results. See full disclosures.
Our live model portfolios are tracked and verified by independent third parties.
No black boxes. No hidden adjustments. Complete transparency.
Independent portfolio verification
and index tracking
Third-party performance calculation
and verification
We also welcome independent audit of our methodology. Choose any 2 of our 9 proprietary ratings for verification by McKinsey, PwC, or Deloitte under strict NDA.
Request The Proof™See how our validated ratings can identify risk in your current holdings.
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